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Vida y AD&D

Our protection benefits help ensure your family is taken care of, no matter what life brings.

Introducción

Life insurance and accidental death and dismemberment (AD&D) insurance protect your family financially if you die or are seriously injured.

  • We provide you with basic life and AD&D coverage through New York Life at no cost.
  • You can purchase additional coverage for yourself, spouse or children at the premiums below.

Note: Other coverage levels are available for certain executive and physician roles and can be viewed during enrollment by visiting PeoplePlace.

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Basic and Supplemental Life
Basic Life Insurance

Provided to all benefits-eligible employees at no cost.
  • Pays a benefit of 1x* your annual salary (minimum $20,000; maximum $500,000*)
  • There's no medical underwriting and coverage begins on your first day of employment.
Age reduction provision: If you have reached age 65, you and your spouse’s amount of life insurance will be 65% of the amount of life insurance you had prior to 65. If you have reached 70 or more, you and your spouse’s amount of life insurance will be 50% of the amount you had prior to the first reduction.

*Other coverage levels and maximums may be available for certain physician and executive roles. View the Summary Plan Description to learn more.

Supplemental Life Insurance

Available to all benefits-eligible employees at your own cost. You can purchase additional coverage for you, your spouse and/or child(ren).

  • You: Benefit amount up to 7x salary | maximum $2 million*
  • Spouse: Up to $250,000 | but not more than your benefit amount
  • Child: $10,000

Certain levels of life coverage may require you to demonstrate good health by completing an Evidence of Insurability (EOI) form. In these cases, your coverage will not take effect until approved.

Actively at work provision: If you request to elect or increase you or your dependents’ coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work.

Age reduction provision: If you have reached age 65, you and your spouse’s amount of life insurance will be 65% of the amount of life insurance you had prior to 65. If you have reached 70 or more, you and your spouse’s amount of life insurance will be 50% of the amount you had prior to the first reduction.

*Other coverage levels and maximums may be available for certain physician and executive roles. View the Summary Plan Description to learn more.

Basic and Supplemental AD&D
Basic AD&D Insurance

Provided to all benefits-eligible employees at no cost.
  • Pays a benefit of 1x* your annual salary (minimum $20,000; maximum $500,000*)
  • There's no medical underwriting and coverage begins on your first day of employment.

*Other coverage levels and maximums may be available for certain physician and executive roles. View the Summary Plan Description to learn more.

Supplemental AD&D Insurance

Available to all benefits-eligible employees at your own cost. You can purchase additional coverage for you, your spouse and/or child(ren).

  • You: Benefit amount up to 7x salary | maximum $2 million*
  • Spouse: Up to $250,000 | but not more than your benefit amount
  • Child: $10,000

Actively at work provision: If you request to elect or increase you or your dependents’ coverage and are not actively at work at the start of the plan year, your coverage changes will not take effect until the date you return to work.

*Other coverage levels and maximums may be available for certain physician and executive roles. View the Summary Plan Description to learn more.

Consultar primas

View details about the premiums for Supplemental Life and Supplemental AD&D insurance. 

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Have a life or AD&D question?
View the policy certificate

View the information that corresponds to your employee group.

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Este sitio resume los programas y beneficios disponibles para los empleados y sus dependientes elegibles. Los documentos oficiales del plan, las pólizas y los certificados de seguro que contienen los detalles, las condiciones, los niveles máximos de beneficios y las restricciones sobre los beneficios rigen nuestro programa de beneficios y están disponibles en este sitio. En caso de conflicto entre este sitio y los documentos oficiales, prevalecen los documentos oficiales. La información en este sitio no es una garantía de beneficios. Baylor Scott & White se reserva el derecho de modificar o finalizar sus planes y programas de beneficios para empleados en cualquier momento y por cualquier motivo.

Haga clic aquí si tiene comentarios sobre el sitio web o si necesita informar un problema. Todas las demás preguntas y problemas, póngase en contacto con el recurso correspondiente en el Necesitas ayuda página.

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