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Tier 1: BSW Premier HMO (NEW)

Best value!

Get high-quality care at the lowest cost from this complete network of:

• 39,000+ primary care and specialty care physicians
• 259 hospitals and ambulatory surgical centers
• 270+ urgent care clinics
• 9,000+ behavioral health providers through Lyra

It is included in all medical plans and the only network available for the SEQA and EQA plans (except in cases of urgent/emergency care or rare situations when an in-network provider is not available, and authorization is provided).

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Tier 2: UnitedHealthcare (NEW)

Only available with the PPO and HDHP plans, gives you access to a national network of providers.

If you or a covered dependent live out of state or 40 or more miles from the nearest Tier 1 acute-care hospital you are eligible to receive the modified Tier 2 out of area coverage -80% vs. 50% after Tier 2 deductible for inpatient and outpatient services).

• Out-of-state employees and covered dependents are automatically flagged for the out-of-area coverage (no action required).
  
  
• Employees and dependents that live 40 or more miles from the nearest Tier 1 acute care hospital must contact BSWHP Care Connect Center at 844-843-3229 and request the out-of-area coverage prior to receiving care.
  
  
• If you or your dependent had the out-of-area coverage activated but no longer live out of state or 40 or more miles from a Tier 1 acute care hospital, contact BSWHP to deactivate this coverage.

Tier 3: Out-of-Network

Only available with the PPO and HSA plans. Tier 3 out-of-network providers will always be the most expensive option.