The main things to think about when taking a leave of absence are:
- What type of leave am I eligible for?
- How long can I be out?
- Is my job protected?
- Will my time away be paid or unpaid?
It is important to understand that how your leave is administered is different than how you are paid on leave. Using available paid time off (PTO) and/or short-term disability are the only ways to receive income replacement while on a leave of absence. There are various leaves of absence available to you, depending on your situation.
IMPORTANT: If you've been diagnosed, treated or received medical advice for a condition within three months of your effective date on the plan, your condition may be excluded for coverage under STD. Learn more about pre-existing conditions.